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Save time & money with your all-in-one invoicing, banking, and factoring platform.
Get fast funds and industry-low rates
2.5%
Max rate
Your ways to save
1.0% factoring on Outgo Card1 Purchases
1.0% factoring when you wait
When you choose to factor, you're charged an industry-low factoring fee, but if you decide not to factor, at Day 30 your rate drops to 1.0%.
Risk Free
No annual contracts and no cancellation fees
Flexible
No reserve and no minimum fees
Non-recourse
Your business is protected if a broker goes bankrupt
Transfer fees
Instant •
Fastest
Any day and time of the week
1.0% fee• Max $20.00
Same or next day • Wire Transfer
Except on weekends or holidays
$20.00
1-3 days • ACH Transfer
Except on weekends or holidays
Free
Card fees1
In-network ATM fee
Free
Domestic transaction fee
Free
Out-of-network ATM fee
$2.50
International transaction fee
1.0%
Factoring is outdated, we do so much more
Other companies
Rate
2-5% Fixed rate
2.5%
Max rate
Smart factoring
N/A
Reduce your rate to 1.0%
On purchases with the Outgo Card or when you wait till Day 30
On-demand factoring
Factor what you need, when you need it – at the lowest rate possible, guaranteed.
Outgo Debit Card1
N/A
Instant access to funds
Payout speeds
1-2 day funding
Flexible contracts
Lengthy contracts and cancellation fees
Minimum fees
Reserves
Reserves
No annual contracts or cancellation fees
No minimum fees
No reserves
No reserves
Broker bankruptcy protections
No protections
Non-recourse so your business is protected
End-to-end invoicing
Only factorable invoices
Lengthy forms and inputs
Difficult-to-use apps
Difficult-to-use apps
Automatic invoicing
One-step invoice creation
Invoice management
Broker management
Reconciliation
Invoice management
Broker management
Reconciliation
Standard Pay
Quick Pay
Factoring and invoicing
Broker network
Manage every broker individually
Manage every broker individually
2,500+ brokers
Payout speeds
20 days
2-3 days
Rate
Free
2-5% Fixed rate
Rates as low as 1%
Save on purchases with the Outgo Card.
Transfers
Free ACH transfers
Free ACH transfers
Free ACH Transfers
Wire Transfer $20.00
End-to-end invoicing
Manage every broker individually
Manage every broker individually
Automatic invoicing across brokers
Instant access to funds
N/A
N/A
Spend instantly with the Outgo Card
Compare Outgo
2.0%
Max rate
Your ways to save
1.0% factoring on Outgo Card1 Purchases
1.0% factoring when you wait
When you choose to factor, you're charged an industry-low factoring fee, but if you decide not to factor, at Day 30 your rate drops to 1.0%.
Risk Free
No annual contracts and no cancellation fees
Flexible
No reserve and no minimum fees
Non-recourse
Your business is protected if a broker goes bankrupt
Transfer fees
Instant •
Fastest
Any day and time of the week
1.0% fee• Max $20.00
Same or next day • Wire Transfer
Except on weekends or holidays
$20.00
1-3 days • ACH Transfer
Except on weekends or holidays
Free
Card fees1
In-network ATM fee
Free
Domestic transaction fee
Free
Out-of-network ATM fee
$2.50
International transaction fee
1.0%
Factoring is outdated, we do so much more
Other companies
Rate
2-5% Fixed rate
2.0%
Max rate
Smart factoring
N/A
Reduce your rate to 1.0%
On purchases with the Outgo Card or when you wait till Day 30
On-demand factoring
Factor what you need, when you need it – at the lowest rate possible, guaranteed.
Outgo Debit Card1
N/A
Instant access to funds
Payout speeds
1-2 day funding
Flexible contracts
Lengthy contracts and cancellation fees
Minimum fees
Reserves
Reserves
No annual contracts or cancellation fees
No minimum fees
No reserves
No reserves
Broker bankruptcy protections
No protections
Non-recourse so your business is protected
End-to-end invoicing
Only factorable invoices
Lengthy forms and inputs
Difficult-to-use apps
Difficult-to-use apps
Automatic invoicing
One-step invoice creation
Invoice management
Broker management
Reconciliation
Invoice management
Broker management
Reconciliation
Standard Pay
Quick Pay
Factoring and invoicing
Broker network
Manage every broker individually
Manage every broker individually
2,500+ brokers
Payout speeds
20 days
2-3 days
Rate
Free
2-5% Fixed rate
Rates as low as 1%
Save on purchases with the Outgo Card.
Transfers
Free ACH transfers
Free ACH transfers
Free ACH Transfers
Wire Transfer $20.00
End-to-end invoicing
Manage every broker individually
Manage every broker individually
Automatic invoicing across brokers
Instant access to funds
N/A
N/A
Spend instantly with the Outgo Card
Compare Outgo
Contact us for your custom rate
Your ways to save
1.0% factoring on Outgo Card1 Purchases
1.0% factoring when you wait
When you choose to factor, you're charged an industry-low factoring fee, but if you decide not to factor, at Day 30 your rate drops to 1.0%.
Risk Free
No annual contracts and no cancellation fees
Flexible
No reserve and no minimum fees
Non-recourse
Your business is protected if a broker goes bankrupt
Transfer fees
Instant •
Fastest
Any day and time of the week
1.0% fee• Max $20.00
Same or next day • Wire Transfer
Except on weekends or holidays
$20.00
1-3 days • ACH Transfer
Except on weekends or holidays
Free
Card fees1
In-network ATM fee
Free
Domestic transaction fee
Free
Out-of-network ATM fee
$2.50
International transaction fee
1.0%
Factoring is outdated, we do so much more
Other companies
Rate
2-5% Fixed rate
Contact us for your custom rate
Smart factoring
N/A
Reduce your rate to 1.0%
On purchases with the Outgo Card or when you wait till Day 30
On-demand factoring
Factor what you need, when you need it – at the lowest rate possible, guaranteed.
Outgo Debit Card1
N/A
Instant access to funds
Payout speeds
1-2 day funding
Flexible contracts
Lengthy contracts and cancellation fees
Minimum fees
Reserves
Reserves
No annual contracts or cancellation fees
No minimum fees
No reserves
No reserves
Broker bankruptcy protections
No protections
Non-recourse so your business is protected
End-to-end invoicing
Only factorable invoices
Lengthy forms and inputs
Difficult-to-use apps
Difficult-to-use apps
Automatic invoicing
One-step invoice creation
Invoice management
Broker management
Reconciliation
Invoice management
Broker management
Reconciliation
Standard Pay
Quick Pay
Factoring and invoicing
Broker network
Manage every broker individually
Manage every broker individually
2,500+ brokers
Payout speeds
20 days
2-3 days
Rate
Free
2-5% Fixed rate
Rates as low as 1%
Save on purchases with the Outgo Card.
Transfers
Free ACH transfers
Free ACH transfers
Free ACH Transfers
Wire Transfer $20.00
End-to-end invoicing
Manage every broker individually
Manage every broker individually
Automatic invoicing across brokers
Instant access to funds
N/A
N/A
Spend instantly with the Outgo Card
Compare Outgo
FAQs
What Outgo Card1 transactions qualify for 1.0% factoring?
Any purchase with your Outgo Card.
Drop your factoring rate to 1.0% on Outgo Card purchases and save on every purchase.
How fast can you factor?
25% of invoices get paid in 15 minutes.
We review and process payments within 4 hours of invoice upload, 50% of invoices get paid in 90 minutes or less.
How do I qualify for 1.0% factoring on day 30?
All you have to do is wait!
When you choose to factor, you're charged an industry-low factoring fee – your max rate, but if you decide not to factor, at Day 30 your rate drops to 1.0%.
What happens if my invoicing volume changes?
We review invoicing volume quarterly.
Every quarter we will be evaluating if the current tier is still applicable to your business.
Movement of tiers will never occur without an Outgo representative connecting with you for further discussion about your current max rate. We understand that businesses evolve over time; it's important to note that this assessment does not guarantee increase or decrease in your max rate. We are always willing to discuss business challenges and work together, as partners, to find the best solution.
How easy is it to cancel my plan?
Our agreements are flexible. We don’t require annual contracts.
You may cancel our agreement at any time and we require a 15-day notice. To cancel, you’ll need to either buy out any invoices that we’ve processed on your behalf, or work with another factoring company to buy them out.
We will work with any factoring company to make your transition as easy as possible. We’ll even help you review your new contract with them. We’re always looking out for you, even if you decide to cancel your account with Outgo.
Get the platform built so you factor less
With Outgo, factoring fees are charged when you spend – so you can save with every transaction.
