Rates built for savings

Get industry-low rates and fast fund availability.
Parachute
Risk Free
No annual contracts or cancellation fees
Difference
Flexible
No reserve or minimums
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Secure
FDIC insured business account
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Rates and fees

Smarter rates and faster funds
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Factoring rate
Factoring rate

2.5% or less based on your fleet size

to get your quote or call us today at
+1 (888) 308-8810
Outgo Debit Card
Outgo Debit Card
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1.0% Factoring rate on purchases
Drop your rate when you use your Outgo Card
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Instant access to funds
Card fees
Invoice processing
Check processing
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Free Invoice processing
Payout speeds
Payout speeds
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4 hour funding
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Transfers
Transfers
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Transfers your way
Instant transfer
1.0% transaction (Max $20.00 fee)
Wire Transfer
$20.00
ACH Transfer
Free

How does Outgo Compare? 

Other factoring companies
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Factoring
2-5%
2.5% or less
Rate
2-5%
2.5% or less
1.0% Factoring on card purchases
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1.0% Factoring
Payout speed
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1 to 2 days
Within 4 hours
Instant access to funds
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No annual contracts
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Invoicing
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Hassle-free invoicing
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Payment reconciliation
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Document storage
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Automated document transcription
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Banking
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FDIC insured business account
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ATM
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ACH and Wire Transfers
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Instant transfers
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Outgo Debit Card
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FAQs

What Outgo Card transactions qualify for 1.0% factoring?
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Any purchase with your Outgo Card.
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Drop your factoring rate to 1.0% on Outgo Card purchases and save on every purchase.

How fast can you factor?
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25% of invoices get paid in 15 minutes.
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We review and process payments within 4 hours of invoice upload, 50% of invoices get paid in 90 minutes or less.

How do I qualify for 1.0% factoring on day 30?
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All you have to do is wait!
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When you choose to factor, you're charged an industry-low factoring fee – your max rate, but if you decide not to factor, at Day 30 your rate drops to 1.0%.

What happens if my invoicing volume changes?
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We review invoicing volume quarterly.
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Every quarter we will be evaluating if the current tier is still applicable to your business.

Movement of tiers will never occur without an Outgo representative connecting with you for further discussion about your current max rate. We understand that businesses evolve over time; it's important to note that this assessment does not guarantee increase or decrease in your max rate. We are always willing to discuss business challenges and work together, as partners, to find the best solution.

How easy is it to cancel my plan?
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Our agreements are flexible. We don’t require annual contracts.
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You may cancel our agreement at any time and we require a 14-day notice. To cancel, you’ll need to either buy out any invoices that we’ve processed on your behalf, or work with another factoring company to buy them out.

We will work with any factoring company to make your transition as easy as possible. We’ll even help you review your new contract with them. We’re always looking out for you, even if you decide to cancel your account with Outgo.

Cards
Get the platform built so you factor less
With Outgo, factoring fees are charged when you spend – so you can save with every transaction.
Get started with Outgo
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We use these details to contact you.
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Get a tailored experience
This information helps create a tailored recommendation for your business.
Get fast funds
We review and process payments within 4 hours of invoice upload.
50% of invoices get paid in 90 minutes or less and half of those are paid within 15 minutes.
Four hours or less funding qualifications
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Broker is approved for factoring
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Documents are submitted before 3pm EST / 12pm PST
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You’ve previously worked with this broker on the Outgo platform
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If a rate verification is not required
Certain invoices require payment confirmation directly from the broker.
Within 2 business days
Approved brokers you haven’t worked with previously on the Outgo platform or if a rate verification is required.
If the broker isn’t approved or the invoice isn’t eligible for factoring, funds will be deposited in your Checking account when the invoice is paid by the broker.
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Outgo card fees
ATM
In Network
Free
Out of Network
$2.50
TRANSACTIONS
Domestic
Free
International
1%
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Get fast funds
We review and process payments within 4 hours of invoice upload.
50% of invoices get paid in 90 minutes or less and half of those are paid within 15 minutes.
Four hours or less funding qualifications
Check
Broker is approved for factoring
Check
Documents are submitted before 3pm EST / 12pm PST
Check
You’ve previously worked with this broker on the Outgo platform
Check
If a rate verification is not required
Certain invoices require payment confirmation directly from the broker.
Within 2 business days
Approved brokers you haven’t worked with previously on the Outgo platform or if a rate verification is required.
If the broker isn’t approved or the invoice isn’t eligible for factoring, funds will be deposited in your Checking account when the invoice is paid by the broker.
Close
Get fast funds
We review and process payments within 4 hours of invoice upload.
50% of invoices get paid in 90 minutes or less and half of those are paid within 15 minutes.
Four hours or less funding qualifications
Check
Broker is approved for factoring
Check
Documents are submitted before 3pm EST / 12pm PST
Check
You’ve previously worked with this broker on the Outgo platform
Check
If a rate verification is not required
Certain invoices require payment confirmation directly from the broker.
Within 2 business days
Approved brokers you haven’t worked with previously on the Outgo platform or if a rate verification is required.
If the broker isn’t approved or the invoice isn’t eligible for factoring, funds will be deposited in your Checking account when the invoice is paid by the broker.
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What do you mean by banking?
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Your FDIC Insured business bank account is provided by our banking partner Blue Ridge Bank.
How much is insured?
Funds in this account are insured up to $250,000.
What does FDIC stand for?
FDIC Stands for Federal Deposit Insurance Corporation
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